CITIZENS NATIONAL BANK CURRENT INTEREST RATES

Effective as of September 14, 2016

 Account Type

 Interest Rate

 Annual Percentage Yield (Note 2)

 Demand Deposit    

NOW ACCOUNT (NOTE 1)

 0.20%

 0.20%

<25K  0.40%  0.40%
25K TO 50K  0.45%  0.45%
>50K  0.50%  0.50%
     
SAVINGS ACCOUNT (NOTE 1)  0.30%  0.30%
     
CERTIFICATES OF DEPOSIT    
3 MONTHS  0.50%  0.50%
6 MONTHS  0.60%  0.60%
1 YEAR  0.70%  0.70%
2 YEAR  0.90%  0.90%
3 YEAR  1.15%  1.15%

 

NOTE 1:  THE ANNUAL PERCENTAGE YIELD (APY) AND INTEREST RATE SHOWN FOR THIS ACCOUNT MAY CHANGE AFTER THE ACCOUNT IS OPENED.

 

NOTE 2:  THE ANNUAL PERCENTAGE YIELD (APY) ASSUMES FUNDS WILL REMAIN ON DEPOSIT A FULL YEAR AT THE LISTED RATE OR UNTIL MATURITY, WHICHEVER IS GREATER. SOME OF THE ACCOUNTS LISTED MAY REQUIRE A MINIMUM DAILY BALANCE, INTEREST WILL BE CALCULATED ON DAILY COLLECTED BALANCE, AND CD'S IMPOSE A PENALTY FOR EARLY WITHDRAWAL. FEES AND OTHER CONDITIONS COULD REDUCE EARNINGS. $1,000 MINIMUM BALANCE REQUIRED TO OBTAIN APY ON CERTIFICATES OF DEPOSIT.