CITIZENS NATIONAL BANK

HILLSBORO, TEXAS

Current Interest Rates

EFFECTIVE AS OF DECEMBER 17, 2014

Current Interest Rates

ACCOUNT TYPE

INTEREST RATE

ANNUAL PERCENTAGE YIELD (Note 2)

DEMAND DEPOSIT

 

 

NOW ACCOUNT (Note 1)

0.20%

0.20%

MMIA ACCOUNTS (Note 1)

 

 

<25K

0.40%

0.40%

25K to 50K

0.45%

0.45%

>50K

0.50%

0.50%

 

 

 

SAVINGS ACCOUNT (Note 1)

0.30%

0.30%

 

 

 

CERTIFICATES OF DEPOSIT

 

 

3 MONTHS

0.50%

0.50%

6 MONTHS

0.60%

0.60%

1 YEAR

0.70%

0.70%

2 YEAR

0.90%

0.90%

3 YEAR

1.15%

1.15%

 

 

Note 1: The annual percentage yield (APY) and interest rate shown for this account may change after the account is opened.

 

Note 2: The annual percentage yield (APY) assumes funds will remain on deposit a full year at the listed rate or until maturity, whichever is greater. Some of the accounts listed may require a minimum daily balance, interest will be calculated on daily collected balance, and CD's impose a penalty for early withdrawal. Fees and other conditions could reduce earnings. $1,000 minimum balance required to obtain APY on certificates of deposit.