Deposit Accounts 

We have several account types from which to choose including regular checking, free checking, NOW checking, Money Market checking, savings, certificates of deposit and IRA’s.  Click here to find out more about our Personal and Business deposit products.




We offer a wide variety of loans including consumer, real estate, and commercial with flexible financing terms and prompt loan decisions from our capable lending staff.  Please visit with one of our friendly loan officers for your loan requests.   Click here to find out more about our Loan products.



Debit Card 

We issue debit cards that can be used to withdraw cash at ATM terminals or for point of sale purchases at retail locations anywhere MasterCard is accepted worldwide.  Please see one of our new accounts representatives for more information.  You should immediately call 1-800-264-4274 (Option 3 then Option 1) to report a lost or stolen card.



Online Banking

Enjoy banking in the convenience of your home or anywhere you have an internet connection.  Our secure online banking offers the following services 24 hours a day.  Contact one of our account representatives for more information.

  • Check account balances and transactions.
  • Transfer funds between authorized accounts.
  • View and print check images.
  • Make loan payments.
  • Set up account alerts.
  • Reorder checks.
  • Pay bills using Free Online BillPay.



Telephone Banking 

Reviewing your account is just a phone call away with 24-hour TeleBank.  To access the Telebank, you will need a touchtone phone, customer number, and security code.  Contact one of our account representatives for more information.  The Telebank number is 254-582-1025.



Safe Deposit Box

Secure your most important documents and belongings in one of our safe deposit boxes.  Choose from the following sizes:


Box Size Annual Rental
3x5 $20.00
3x10 $25.00
5x10 $40.00
10x10 $60.00