All Personal checking accounts include the following services:
- Free Online Banking
- Free Bill Pay
- 24-Hour Telephone Banking
Consumer Checking
Allows you to stay on top of your personal finances, and enables you to avoid monthly fees based on your deposited funds.
- Minimum opening balance: $200
- $500 minimum balance required to avoid maintenance fee.
- Imaged items included with monthly statement.
- Overdraft privilege available.
- ATM/Debit card available.
Free Checking
A simple, hassle-free checking account with no monthly fees.
- Minimum opening balance: $50
- No minimum balance required – includes unlimited check writing.
- Imaged items not included with monthly statement.
- Overdraft privilege available.
- ATM/Debit card available.
NOW Checking
Enjoy this interest bearing account with unlimited check writing.
- Minimum opening balance: $1,000
- $1,000 minimum balance required to avoid maintenance fee.
- Imaged items included with monthly statement.
- ATM/Debit card available.
Money Market Checking
Earn a competitive rate of interest on your excess funds.
- Minimum opening balance: $2,500
- $2,500 minimum balance required to avoid maintenance fee.
- Interest rate earned is determined by average collected balance.
- Imaged items included with monthly statement.
- ATM/Debit card available.
- Monthly withdrawal limitations will apply.
Savings
Helps meet your long-term savings goals with the flexibility of a low minimum balance requirement.
- Minimum opening balance: $100
- $100 minimum balance required to avoid maintenance fee.
- Fees may apply for excessive withdrawals.
- Imaged items not included with monthly statement.
Certificates of Deposit/IRA’s
Our time deposit products have a variety of terms available to meet your investment and savings needs.
- Minimum opening balance: $1,000
- Penalty for early withdrawal.