|
|
CITIZENS NATIONAL BANK
HILLSBORO, TEXAS
PRIVACY NOTICE
As a bank customer, you have a right to financial privacy and the bank
respects this right. We recognize the importance you place on your privacy
and the confidentiality of your financial information.
Under banking regulations we are required to give you a disclosure statement
regarding the bank's customer privacy protection policies.
-
Categories of Information the Bank Collects: As you probably realize, we
collect information on you when you open an account and through the
administration of these accounts. The categories of information the bank
collects include: (1) transaction accounts, (2) savings accounts, (3)
certificates of deposit, (4) safe deposit boxes, (5) credit applications
and (6) loan accounts. We also obtain credit reports on customers from
time to time.
|
-
Categories of Information the Bank May Disclose: Except as specifically
discussed elsewhere in this disclosure, this bank does not intend to disclose consumer or
customer information to others. In particular, this bank will not sell customer lists to others so that they can
market products directly to you.
|
-
Information About Former Customers: The bank does not treat information
about former customers any differently than it does current customers. Specifically,
the bank does not release nonpublic personal information about former
customers to outside third parties.
|
-
Information Disclosed to Service Providers: In the course of routine
business, from time to time, the bank discloses nonpublic information
about its customers to third parties who are under contract to the bank to perform services for the bank. The sharing of this
information to unaffiliated third parties is for the purpose of processing
and servicing a customer's transaction and to facilitate other normal
business transactions. When we do so, the contract contains provisions
that require the contractor use the information only for the purposes
intended and that the contractor not divulge the information it receives
from the bank to others.
|
-
Disclosures Regarding Confidentiality and Security of Information: The
bank takes the confidentiality and security of customer information seriously. Internal
procedures have been designed to make customer information available to
employees who need that access in the performance of their duties while at
the same time protecting customer information from outsiders.
|
If you ever have questions or concerns about the integrity of your account
information, please contact one of our new accounts representatives at
254-582-2531 or 254-582-2533.
|
