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Services:
Rates
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CITIZENS
NATIONAL BANK CURRENT INTEREST RATES
EFFECTIVE AS OF JULY 28, 2010 |
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ANNUAL |
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PERCENTAGE |
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INTEREST |
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YIELD |
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ACCOUNT TYPE |
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RATE |
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(NOTE 2) |
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DEMAND DEPOSIT |
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NOW ACCOUNT (NOTE 1) |
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0.40% |
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0.40% |
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MMIA ACCOUNTS (NOTE 1) |
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< 25K |
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1.00% |
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1.00% |
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25K to 50K |
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1.25% |
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1.26% |
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>
50K |
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1.50% |
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1.51% |
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SAVINGS ACCOUNT (NOTE 1) |
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1.10% |
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1.11% |
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CERTIFICATES OF DEPOSIT |
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3 MONTHS |
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1.15% |
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1.15% |
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6 MONTHS |
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1.40% |
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1.40% |
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1 - YEAR |
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1.50% |
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1.51% |
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2 - YEAR |
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1.85% |
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1.86% |
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3 - YEAR |
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2.00% |
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2.02% |
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NOTE 1:
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THE ANNUAL PERCENTAGE YIELD (APY) AND INTEREST RATE
SHOWN FOR THIS ACCOUNT MAY CHANGE AFTER THE ACCOUNT IS OPENED. |
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NOTE 2:
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THE ANNUAL PERCENTAGE YIELD (APY) ASSUMES FUNDS WILL REMAIN ON DEPOSIT A
FULL YEAR AT THE LISTED RATE OR UNTIL MATURITY, WHICHEVER IS GREATER.
SOME OF THE ACCOUNTS LISTED MAY REQUIRE A MINIMUM DAILY BALANCE,
INTEREST WILL BE CALCULATED ON DAILY COLLECTED BALANCE, AND CD'S IMPOSE
A PENALTY FOR EARLY WITHDRAWAL. FEES AND OTHER CONDITIONS COULD REDUCE
EARNINGS. $1,000 MINIMUM BALANCE REQUIRED TO OBTAIN APY ON CERTIFICATES
OF DEPOSIT. |
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