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Hill County's Independent Bank


Citizens National Bank was organized in 1893 as an independent community bank and has maintained that distinction over 125 years of operation. We offer a full line of banking and financial products to serve the citizens and businesses of the greater Hill County region. Our customers enjoy the stability of local, independent banking with the advantage of modern banking conveniences. Learn more about our history.

 Protect yourself from ATM skimming!


When using an ATM, cover the PIN pad with your hand while you enter your PIN. Typically, thieves use a tiny hidden camera aimed at the PIN pad in order to steal your PIN. Without your PIN, thieves cannot easily drain your checking or savings account of cash.