Free Checking*

A simple, hassle-free checking account with no monthly fees2

Min. Opening Balance $200
Interest-Bearing No
Withdrawals Unlimited
Min. Balance to Avoid Service Charge $0
Monthly Service Charge $0
Debit Card1 Yes
Overdraft Privilege (ODP) Yes
E-Statements Yes
Interest Rate N/A

Consumer Checking*

Stay on top of your personal finances and avoid monthly fees, based on your deposited funds

Min. Opening Balance $200
Interest-Bearing No
Withdrawals Unlimited
Min. Balance to Avoid Service Charge $500 ACB3
Monthly Service Charge $10
Debit Card1 Yes
Overdraft Privilege (ODP) Yes
E-Statements Yes
Interest Rate N/A

NOW Checking

Enjoy this interest-bearing account that allows unlimited check writing

Min. Opening Balance $1,000
Interest-Bearing Yes
Withdrawals Unlimited
Min. Balance to Avoid Service Charge $1,000 ACB3
Monthly Service Charge $10
Debit Card1 Yes
Overdraft Privilege (ODP) No4
E-Statements Yes
Interest Rate Current Rate

Money Market Checking*

Earn a competitive rate of interest on your excess funds; rates based on amounts of <25K, 25-50K and >50K

Min. Opening Balance $2,500
Interest-Bearing Yes
Withdrawals 6 per month
Min. Balance to Avoid Service Charge $2,500 ACB3
Monthly Service Charge $10
Debit Card1 Yes
Overdraft Privilege (ODP) No
E-Statements Yes
Interest Rate Current Rate

Savings

Helps meet your long-term savings goals with the flexibility of a low minimum balance requirement

Min. Opening Balance $100
Interest-Bearing Yes
Withdrawals 6 per month; addt'l cost $3 each
Min. Balance to Avoid Service Charge $100
Monthly Service Charge $3
Debit Card1 No5
Overdraft Privilege (ODP) No
E-Statements Yes
Interest Rate Current Rate

CDs/IRAs

Our time deposit products meet your investment and savings needs; available in increments of 3-MO, 6-MO, 1-YR, 2-YR and 3-YR

Min. Opening Balance $1,000
Interest-Bearing Yes
Withdrawals Penalty applies if withdrawn early
Min. Balance to Avoid Service Charge N/A
Monthly Service Charge $0
Debit Card1 N/A
Overdraft Privilege (ODP) N/A
E-Statements Yes
Interest Rate Current Rate

*Personal Checking Accounts include the following FREE services:

Online/Mobile App Banking, Move Money (Bill Pay) and Mobile Check Deposit

1Lost/stolen card call 800-264-4274 (option 6, then option 1); 2No imaged checks with paper statement; 3ACB: average collected balance; 4Customer may request ODP; 5Customer may use card from checking account to withdraw from savings.