Current Interest Rates – The Citizens National Bank of Hillsboro

Effective as of January 15, 2020

Account Type	Interest Rate	Annual Percentage Yield²
Demand Deposit
- Now Checking	0.25%	0.25%
- Money Market <25K	0.55%	0.55%
- Money Market 25K-50K	0.65%	0.65%
- Money Market >50K	0.80%	0.80%

Savings¹	0.40%	0.40%

Certificates of Deposit & IRAs
- 3 Months	0.50%	0.50%
- 6 Months	0.95%	0.95%
- 1 Year	1.05%	1.05%
- 2 Year	1.25%	1.25%
- 3 Year	1.50%	1.50%

¹ The Annual Percentage Yield (APY) and Interest Rate shown for this account may change after the account is opened.

² The Annual Percentage Yield (APY) assumes funds will remain on deposit a full year at the listed rate or until maturity, whichever is greater. Some of the accounts listed may require a minimum daily balance, interest will be calculated on daily collected balance, and CD's impose a penalty for early withdrawal. Fees and other conditions could reduce earnings. $1,000 minimum balance required to obtain APY on certificates of deposit.